---
canonical_url: https://lendb.ai/s/vacation-home/new-mexico
last_verified: 2026-10-09
---

# Vacation home loan officers in New Mexico

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in New Mexico whose lender pages show Vacation home work. The top-ranked are Josh Penland (Fairway Independent Mortgage Corporation, Round Rock), Kellie Buchanan (Highlands Residential Mortgage, Angel Fire) and Kevin Rudrud (NFM Lending, Kailua-Kona). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 23 years of experience (lender page, 2026-10-09)
2. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Angel Fire, NM
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Angel Fire, NM
   - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Colorado records)
   - States 34 years of experience (lender page, 2026-10-09)
3. **[Kevin Rudrud](https://lendb.ai/lo/kevin-rudrud-335381)** (NMLS 335381), NFM Lending, Kailua-Kona, HI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Randy Montoya](https://lendb.ai/lo/randy-montoya-198143)** (NMLS 198143), JPMorgan Chase Bank (Chase Home Lending), Albuquerque, NM
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Albuquerque, NM
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
5. **[Danielle Anderson](https://lendb.ai/lo/danielle-anderson-1842677)** (NMLS 1842677), Guild Mortgage, Centennial, CO
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Colorado records)
6. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)
7. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/new-mexico.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._