--- canonical_url: https://lendb.ai/s/vacation-home/ohio last_verified: 2026-10-09 --- # Vacation home loan officers in Ohio As of 2026-10-09, LenDb lists 33 loan officers licensed in or based in Ohio whose lender pages show Vacation home work. The top-ranked are Kylie Miller (CrossCountry Mortgage, Beavercreek), Sheri Watkins (Ruoff Mortgage) and Steven Welty (JPMorgan Chase Bank (Chase Home Lending), Columbus). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Beavercreek, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Sheri Watkins](https://lendb.ai/lo/sheri-watkins-279665)** (NMLS 279665), Ruoff Mortgage - Lists Vacation home on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Steven Welty](https://lendb.ai/lo/steven-welty-177455)** (NMLS 177455), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 15 years of experience (lender page, 2026-10-09) 4. **[Andrea Werner](https://lendb.ai/lo/andrea-werner-79706)** (NMLS 79706), JPMorgan Chase Bank (Chase Home Lending), Independence, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Independence, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2012 (per Florida records) 5. **[Bobby Dorgan](https://lendb.ai/lo/robert-dorgan-2536169)** (NMLS 2536169), Loan Factory - Lists Vacation home on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 6. **[Jonathan Braddock](https://lendb.ai/lo/jonathan-braddock-1920263)** (NMLS 1920263), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2019 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 7. **[Rex Grasz](https://lendb.ai/lo/rex-grasz-245451)** (NMLS 245451), Union Home Mortgage, Upper Sandusky, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Upper Sandusky, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) 8. **[Chris Tuttle](https://lendb.ai/lo/christopher-tuttle-1662547)** (NMLS 1662547), JPMorgan Chase Bank (Chase Home Lending), Lorain, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Lorain, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2018 (per Florida records) 9. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Vacation home on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 10. **[Robert Easter](https://lendb.ai/lo/robert-easter-1468315)** (NMLS 1468315), JPMorgan Chase Bank (Chase Home Lending), Hilliard, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Hilliard, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2020 (per Florida records) 11. **[Danielle Anderson](https://lendb.ai/lo/danielle-anderson-1842677)** (NMLS 1842677), Guild Mortgage, Centennial, CO - Lists Vacation home on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 12. **[Brian Rubesich](https://lendb.ai/lo/brian-rubesich-113765)** (NMLS 113765), JPMorgan Chase Bank (Chase Home Lending), Warren, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Warren, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 13. **[Michael C Lewers](https://lendb.ai/lo/michael-c-lewers-271175)** (NMLS 271175), JPMorgan Chase Bank (Chase Home Lending), Canton, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Canton, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Amy Pinney](https://lendb.ai/lo/amy-pinney-401439)** (NMLS 401439), JPMorgan Chase Bank (Chase Home Lending), New Albany, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in New Albany, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Todd Tuttle](https://lendb.ai/lo/todd-tuttle-406450)** (NMLS 406450), JPMorgan Chase Bank (Chase Home Lending), Huber Heights, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Huber Heights, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Angie Stelzer](https://lendb.ai/lo/angie-stelzer-407011)** (NMLS 407011), JPMorgan Chase Bank (Chase Home Lending), Gahanna, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Gahanna, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Kathryn Daloise](https://lendb.ai/lo/kathryn-daloise-425465)** (NMLS 425465), JPMorgan Chase Bank (Chase Home Lending), Boardman, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Boardman, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Simone Lynne Daniel](https://lendb.ai/lo/simone-lynne-daniel-425470)** (NMLS 425470), JPMorgan Chase Bank (Chase Home Lending), Woodmere, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Woodmere, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Eric Jarold](https://lendb.ai/lo/eric-jarold-428198)** (NMLS 428198), JPMorgan Chase Bank (Chase Home Lending), Fairlawn, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Fairlawn, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Shannon Spitler](https://lendb.ai/lo/shannon-spitler-444909)** (NMLS 444909), JPMorgan Chase Bank (Chase Home Lending), Youngstown, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Youngstown, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Seth Howard](https://lendb.ai/lo/seth-howard-718191)** (NMLS 718191), JPMorgan Chase Bank (Chase Home Lending), Cincinnati, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Cincinnati, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Tristin Elise Miracle](https://lendb.ai/lo/tristin-elise-miracle-808648)** (NMLS 808648), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Stacy Stamps](https://lendb.ai/lo/stacy-stamps-894051)** (NMLS 894051), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Julia Mrosko](https://lendb.ai/lo/julia-mrosko-1643103)** (NMLS 1643103), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Mark Windau](https://lendb.ai/lo/mark-windau-1961788)** (NMLS 1961788), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - Will this qualify as a second home or an investment property? - Can I rent it out part time and keep second home pricing? - How do you treat short-term rental income? Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/ohio. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._