---
canonical_url: https://lendb.ai/s/vacation-home/oklahoma
last_verified: 2026-10-09
---

# Vacation home loan officers in Oklahoma

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Oklahoma whose lender pages show Vacation home work. The top-ranked are Kellie Buchanan (Highlands Residential Mortgage, Angel Fire), Paul Schmidt (Loan Factory) and Cody Teal (First Citizens Bank, Wilmington). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Angel Fire, NM
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Colorado records)
   - States 34 years of experience (lender page, 2026-10-09)
2. **[Paul Schmidt](https://lendb.ai/lo/paul-schmidt-2660608)** (NMLS 2660608), Loan Factory
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/oklahoma.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._