---
canonical_url: https://lendb.ai/s/vacation-home/wisconsin
last_verified: 2026-10-09
---

# Vacation home loan officers in Wisconsin

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Wisconsin whose lender pages show Vacation home work. The top-ranked are Joanna White (Union Home Mortgage, Arlington Heights), Amber Garofalo (CrossCountry Mortgage, White Bear Lake) and Ron Haddad (Union Home Mortgage, Arlington Heights). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Joanna White](https://lendb.ai/lo/joanna-white-404853)** (NMLS 404853), Union Home Mortgage, Arlington Heights, IL
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 24 years of experience (lender page, 2026-10-09)
2. **[Amber Garofalo](https://lendb.ai/lo/amber-garofalo-518359)** (NMLS 518359), CrossCountry Mortgage, White Bear Lake, MN
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
3. **[Ron Haddad](https://lendb.ai/lo/ronald-haddad-204443)** (NMLS 204443), Union Home Mortgage, Arlington Heights, IL
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Lisa Hintz](https://lendb.ai/lo/lisa-schilling-hintz-1707121)** (NMLS 1707121), JPMorgan Chase Bank (Chase Home Lending), Pewaukee, WI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Pewaukee, WI
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2025 (per Florida records)
5. **[Charles J Sindelar](https://lendb.ai/lo/charles-j-sindelar-915408)** (NMLS 915408), JPMorgan Chase Bank (Chase Home Lending), Brookfield, WI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Brookfield, WI
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
6. **[Bobby Fisher](https://lendb.ai/lo/bobby-fisher-1440788)** (NMLS 1440788), JPMorgan Chase Bank (Chase Home Lending), Oak Creek, WI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Oak Creek, WI
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
7. **[Justin Gross](https://lendb.ai/lo/justin-gross-1915576)** (NMLS 1915576), JPMorgan Chase Bank (Chase Home Lending), Wauwatosa, WI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Wauwatosa, WI
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
8. **[Mandi Stachowiak](https://lendb.ai/lo/mandi-stachowiak-1978441)** (NMLS 1978441), JPMorgan Chase Bank (Chase Home Lending), Waukesha, WI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Waukesha, WI
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
9. **[Stephani Beckman](https://lendb.ai/lo/stephani-beckman-553903)** (NMLS 553903), First Citizens Bank, Wauwatosa, WI
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Wauwatosa, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 15 years of experience (lender page, 2026-10-09)
10. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
11. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/wisconsin.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._