County · CA

Mortgage lenders in Santa Barbara County, CA

Lenders LenDb lists funded 2,843 conventional, 416 FHA, 291 VA and 1 USDA home loans in Santa Barbara County, CA in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Santa Barbara County. These are lender counts, not loan officer counts.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

By loan type, 2025

Top lenders for conventional loans in Santa Barbara County, CA 2,843 loans from 164 lenders
Top lenders for FHA loans in Santa Barbara County, CA 416 loans from 66 lenders
Top lenders for VA loans in Santa Barbara County, CA 291 loans from 45 lenders
Top lenders for USDA loans in Santa Barbara County, CA 1 loans from 1 lender

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. FHA, VA and USDA loans are government-backed; conventional loans are everything else. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.