County · IL

Mortgage lenders in Effingham County, IL

Lenders LenDb lists funded 93 conventional, 46 FHA, 33 VA and 6 USDA home loans in Effingham County, IL in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Effingham County. These are lender counts, not loan officer counts.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

By loan type, 2025

Top lenders for conventional loans in Effingham County, IL 93 loans from 24 lenders
Top lenders for FHA loans in Effingham County, IL 46 loans from 13 lenders
Top lenders for VA loans in Effingham County, IL 33 loans from 10 lenders
Top lenders for USDA loans in Effingham County, IL 6 loans from 4 lenders

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. FHA, VA and USDA loans are government-backed; conventional loans are everything else. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.