County · KY · FHA loans

Top lenders for FHA loans in Garrard County, KY

These are lenders, not loan officers. Of the lenders LenDb lists, 33 funded FHA home loans in Garrard County, KY in 2025, 66 loans in all, per HMDA, FFIEC/CFPB data. The most active were New American Funding (13), Rocket Mortgage (9) and United Wholesale Mortgage (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Garrard County are linked below.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

Most FHA loans funded in Garrard County, 2025

Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.

  1. 1.New American Funding · 13 FHA loans

    LenDb does not list loan officers at this lender near Garrard County yet.

  2. 2.Rocket Mortgage · 9 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Garrard County yet.

  3. 3.United Wholesale Mortgage · 5 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Garrard County yet.

  4. 4.Luminate Bank · 4 FHA loans

    LenDb does not list loan officers at this lender near Garrard County yet.

  5. 5.Stockton Mortgage Corporation · 3 FHA loans

    LenDb does not list loan officers at this lender near Garrard County yet.

  6. 6.Union Home Mortgage · 2 FHA loans funded, including loans brokers originated

    LenDb lists 3 loan officers at this lender near Garrard County: Tina McCandless (Lexington), Deborah Allred Santiago (Lexington), Caleb Brackin (Lexington).

  7. 7.SWBC Mortgage · 2 FHA loans

    LenDb does not list loan officers at this lender near Garrard County yet.

  8. 8.U.S. Bank · 2 FHA loans

    LenDb lists 5 loan officers at this lender near Garrard County: Vann Doyle (Lexington), Derek Shaffer (Lexington), Theresa Burdette (Richmond) and more.

  9. 9.Lower · 2 FHA loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Garrard County yet.

  10. 10.AmeriSave Mortgage · 1 FHA loan

    LenDb does not list loan officers at this lender near Garrard County yet.

Other loan types in Garrard County

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.