County · NY

Mortgage lenders in Otsego County, NY

Lenders LenDb lists funded 195 conventional, 51 FHA, 23 VA and 5 USDA home loans in Otsego County, NY in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Otsego County. These are lender counts, not loan officer counts.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

By loan type, 2025

Top lenders for conventional loans in Otsego County, NY 195 loans from 40 lenders
Top lenders for FHA loans in Otsego County, NY 51 loans from 18 lenders
Top lenders for VA loans in Otsego County, NY 23 loans from 11 lenders
Top lenders for USDA loans in Otsego County, NY 5 loans from 5 lenders

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. FHA, VA and USDA loans are government-backed; conventional loans are everything else. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.