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Abby Montenegro, photo from Loan Factory

Abby Montenegro

Senior Mortgage Loan Officer at Loan Factory

NMLS ID 1085221 (opens in a new tab) · verify at NMLS Consumer Access

Abby Montenegro (NMLS 1085221) is Senior Mortgage Loan Officer at Loan Factory. Lists Alabama, Arizona, California, Illinois, Ohio, Oregon, Virginia and Washington on the lender page (not yet checked with the state regulator).

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Alabama, Arizona, California, Illinois, Ohio, Oregon, Virginia, Washington

    Lender-reported: AL, AZ, CA, IL, OH, OR, VA, WA are listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Abby Montenegro is a senior loan officer with 20 years of mortgage industry experience since 2006, specializing in navigating complex underwriting scenarios. Known for her hands-on approach to credit guidance and asset wealth planning, she focuses on borrower benefit above all else.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 2006
    Source (opens in a new tab), verified 2026-10-09
    Role
    senior loan officer
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Abby Montenegro (NMLS 1085221), Loan Factory. LenDb.ai, https://lendb.ai/lo/abby-montenegro-1085221, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.