Amber Lee

Loan Officer at Lower · Columbus, OH

NMLS ID 937408 (opens in a new tab) · verify at NMLS Consumer Access

Based in Columbus, Ohio, Amber Lee (NMLS 937408) is a Loan Officer at Lower, licensed in Iowa since 2025 and in Florida, Connecticut, Pennsylvania and 3 more states. Amber's focus, from their own profile, includes real estate investor, and Amber works at an FHA-approved lender, per HUD.

Last verified 2026-10-21. Sources: Lower (lower.com), Florida state regulator, Connecticut state regulator, Pennsylvania state regulator, Arkansas state regulator, Iowa state regulator, Missouri state regulator, Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: September 29, 2025 (Iowa), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
13 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Amber licensed in Ohio?: Lower's page for Amber lists Ohio. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 12 other states on file for Amber.; Source: lender page (opens in a new tab)
Does Amber list real estate investor as a focus?: Amber's profile lists real estate investor as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Amber work for, and is it FHA-approved?: Lower, company NMLS 1124061, from the Columbus, OH office, per the lender's own site (verified 2026-10-10). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
How long has Amber been licensed?: The earliest state license record LenDb holds for Amber is from September 29, 2025 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

Focus: Real estate investor(from their lender profile page)

Where we saw these: lower.com (opens in a new tab)

Their lender offers

FHA loan, First-time buyer, HELOC, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Amber's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Connecticut, Pennsylvania, Arkansas, Arizona, Iowa, Maine, Minnesota, Missouri, North Carolina, Ohio, South Carolina, Wisconsin

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145776, first effective 2026-03-11), CT (opens in a new tab) (LO-937408), PA (opens in a new tab) (117422), AR (opens in a new tab), IA (opens in a new tab) (55380, first effective 2025-09-29), MO (opens in a new tab), WI (opens in a new tab) (937408, first effective 2026-04-15), verified 2026-10-15. Source: State of Missouri (see disclaimer).

Lender-reported: AZ, ME, MN, NC, OH, SC are listed on the lender page, not yet checked with the state regulator.

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Employment history

Lower NMLS 1124061
Current · Columbus, OH · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Amber focuses on purchase financing and also works with real estate investors. They are licensed in 12 states.

Our summary of the lender page. Verified 2026-10-10.

Also: enjoys helping clients who are not sure where to start; Source (opens in a new tab), verified 2026-10-10

Sources

Name and employer	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Licenses (regulator)	state regulator · dfi.wi.gov (opens in a new tab)	verified 2026-10-21
Licensed states	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Specialties	lender site · lower.com (opens in a new tab)	verified 2026-10-21
Lender programs	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Summary	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Contact	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Photo	lender site · lower.com (opens in a new tab)	verified 2026-10-10
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Amber Lee (NMLS 937408), Lower. LenDb.ai, https://lendb.ai/lo/amber-lee-937408, last verified 2026-10-21.

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