Amy Hayes
AVP | Senior Mortgage Loan Advisor at Charter West Bank · Elkhorn, NE
NMLS ID 226321 (opens in a new tab) · verify at NMLS Consumer Access
Amy Hayes (NMLS 226321) is a mortgage loan officer at Charter West Bank in Elkhorn, Nebraska. Amy's own profile lists VA loan as a focus.
Last verified . Sources: Charter West Bank (charterwest.com), Iowa state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 22, 2013 (Iowa), per state regulator
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Amy licensed?
- Amy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Amy do VA loans?
- Amy's profile lists VA loan as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Amy work for?
- Charter West Bank, company NMLS 466077, from the Elkhorn, NE office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Amy been licensed?
- The earliest state license record LenDb holds for Amy is from August 22, 2013 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: charterwest.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: IA (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Charter West Bank NMLS 466077
Current · Elkhorn, NE · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Amy Hayes has been assisting borrowers since 2005 and is a NAMB Certified Veterans Lending Specialist. Their page also says they work with first-time buyers, repeat buyers and second homes.
Our summary of the lender page. Verified 2026-10-16.
- Credentials
- NAMB Certified Veterans Lending Specialist
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · charterwest.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · idob.iowa.gov (opens in a new tab) | verified 2026-10-20 |
| Specialties | lender site · charterwest.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · charterwest.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · charterwest.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · charterwest.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Amy Hayes (NMLS 226321), Charter West Bank. LenDb.ai, https://lendb.ai/lo/amy-hayes-226321, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.