Andre Makapagal
NMLS ID 2700457 (opens in a new tab) · verify at NMLS Consumer Access
Andre Makapagal (NMLS 2700457) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Texas since 2025 and in Florida and California.
Last verified . Sources: E Mortgage Capital, Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 19, 2025 (Texas), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Andre licensed in Florida?
- Yes. Florida regulator records list license LO140267 as active, first effective August 7, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Andre.
- Source: Florida state regulator (opens in a new tab)
- What lender does Andre work for?
- E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has Andre been licensed?
- The earliest state license record LenDb holds for Andre is from June 19, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO140267, first effective 2025-08-07), TX (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2700457, first effective 2025-09-17), verified 2026-10-15.
Contact
No public business contact on file.
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Employment history
E Mortgage Capital, Inc. NMLS 1416824
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Andre Makapagal (NMLS 2700457), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/andre-makapagal-2700457, last verified 2026-10-24.
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