Andrew Nikiforoff, photo from E Mortgage Capital, Inc.

Andrew Nikiforoff

E Mortgage Capital, Inc.

NMLS ID 2067400 (opens in a new tab) · verify at NMLS Consumer Access

Andrew Nikiforoff (NMLS 2067400) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Texas since 2023 and in Florida and Arkansas.

Last verified . Sources: E Mortgage Capital, Inc. (securities.arkansas.gov), Florida state regulator, Texas state regulator, Arkansas state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Andrew licensed in Florida?
Yes. Florida regulator records list license LO127630 as active, first effective April 10, 2024 (verified 2026-10-15). LenDb has 2 other states on file for Andrew.
Source: Florida state regulator (opens in a new tab)
What lender does Andrew work for?
E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-20).
Source: lender site (opens in a new tab)
How long has Andrew been licensed?
The earliest state license record LenDb holds for Andrew is from January 24, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Andrew states 6 years of experience.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Arkansas

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO127630, first effective 2024-04-10), TX (opens in a new tab), AR (opens in a new tab), verified 2026-10-15.

    Contact

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    Employment history

    1. E Mortgage Capital, Inc. NMLS 1416824

      Current · seen on lender site 2026-10-20

    2. Ladera Lending, Inc. NMLS 835555

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Serves
    Southern California
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    Contactlender site · laderalending.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Andrew Nikiforoff (NMLS 2067400), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/andrew-nikiforoff-2067400, last verified 2026-10-20.

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