Annette Alvarez, photo from Bell Bank

Annette Alvarez

Mortgage Loan Officer at Bell Bank · Santa Fe, NM

NMLS ID 296002 (opens in a new tab) · verify at NMLS Consumer Access

Annette Alvarez (NMLS 296002) is a Mortgage Loan Officer at Bell Bank in Santa Fe, New Mexico. Annette's own profile lists physician and medical professional, construction loan and renovation loan (203k / HomeStyle) as a focus.

Last verified . Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).

Quick answers

Is Annette licensed?
Annette works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Annette list physician and medical professional as a focus?
Annette's profile lists physician and medical professional as a focus (from their lender profile page). It also lists construction loan, renovation loan (203k / HomeStyle) and first-time buyer.
Source: lender page (opens in a new tab)
What lender does Annette work for?
Bell Bank, company NMLS 419538, from the Santa Fe, NM office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: bell.bank (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Bell Bank NMLS 419538

    Current · Santa Fe, NM · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves
New Mexico-based
Source (opens in a new tab), verified 2026-10-16
Credentials
President's Club 2020, 2021
Source (opens in a new tab), verified 2026-10-16
Credentials
MFA Silver Award
Source (opens in a new tab), verified 2026-10-16
Community
SFAR A-Team affiliate
Source (opens in a new tab), verified 2026-10-16
Community
Los Alamos Chamber of Commerce
Source (opens in a new tab), verified 2026-10-16
Community
Santa Fe Chamber of Commerce
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · bell.bank (opens in a new tab)verified 2026-10-16
Specialtieslender site · bell.bank (opens in a new tab)verified 2026-10-26
Contactlender site · bell.bank (opens in a new tab)verified 2026-10-16
Photolender site · bell.bank (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Annette Alvarez (NMLS 296002), Bell Bank. LenDb.ai, https://lendb.ai/lo/annette-alvarez-296002, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.