Carlos Melendez

West Capital Lending, Inc.

NMLS ID 860107 (opens in a new tab) · verify at NMLS Consumer Access

Carlos Melendez (NMLS 860107) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2026 and in Missouri, Wisconsin and Maryland.

Last verified . Sources: West Capital Lending, Inc. (idob.iowa.gov), Missouri state regulator, Iowa state regulator, Wisconsin state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Carlos licensed in Missouri?
Yes. Missouri regulator records list a license as active (verified 2026-10-19). LenDb has 3 other states on file for Carlos.
Source: Missouri state regulator (opens in a new tab)
What lender does Carlos work for?
West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20).
Source: lender site (opens in a new tab)
How long has Carlos been licensed?
The earliest state license record LenDb holds for Carlos is from September 4, 2026 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Missouri, Iowa, Wisconsin, Maryland

    ✓ Confirmed with the state regulator: MO (opens in a new tab), IA (opens in a new tab) (58215, first effective 2026-09-04), WI (opens in a new tab) (860107, first effective 2026-09-08), MD (opens in a new tab), verified 2026-10-19. Source: State of Missouri (see disclaimer).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-20

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · idob.iowa.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · labor.maryland.gov (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Carlos Melendez (NMLS 860107), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/carlos-melendez-860107, last verified 2026-10-26.

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