Carlos Rivera, photo from Xpert Home Lending

Carlos Rivera

Mortgage Advisor at Xpert Home Lending

NMLS ID 823614 (opens in a new tab) · verify at NMLS Consumer Access

Carlos Rivera (NMLS 823614) is Mortgage Advisor at Xpert Home Lending. Lists California on the lender page (not yet checked with the state regulator). States 27 years of experience.

Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California

    Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

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    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Carlos has 27 years of experience in residential lending. He specializes in structuring creative financing solutions and navigating complex scenarios to help individuals and families achieve homeownership.

    Our summary of the lender page. Verified 2026-10-09.

    Also
    Specializes in structuring financing solutions and navigating complex scenarios
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Carlos Rivera (NMLS 823614), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/carlos-rivera-823614, last verified 2026-10-09.

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