Carol Harper-Reed

NEXA Mortgage

NMLS ID 245333 (opens in a new tab) · verify at NMLS Consumer Access

Carol Harper-Reed (NMLS 245333) is a mortgage loan officer at NEXA Mortgage, licensed in Illinois since 2016 and in Texas.

Last verified . Sources: NEXA Mortgage (sml.texas.gov), Florida state regulator, Texas state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Carol licensed in Texas?
Yes. Texas regulator records list a license as active, first effective July 7, 2021 (verified 2026-10-13). LenDb has 1 other state on file for Carol.
Source: Texas state regulator (opens in a new tab)
What lender does Carol work for?
NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Carol been licensed?
The earliest state license record LenDb holds for Carol is from August 19, 2016 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Illinois state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage, USDA loan and VA loan. Programs NEXA Mortgage offers (verified 2026-10-08). Lender-level: not confirmed as Carol's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, Illinois

    ✓ Confirmed with the state regulator: TX (opens in a new tab), IL (opens in a new tab) (31.0044130, first effective 2016-08-19), verified 2026-10-13.

    Regulator records not active: FL (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. NEXA Mortgage NMLS 1660690

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Lender programsmanual · nexamortgage.com (opens in a new tab)verified 2026-10-08
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Carol Harper-Reed (NMLS 245333), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/carol-harper-reed-245333, last verified 2026-10-28.

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