Char-Lee Smith

Sr. Loan Officer at Atlantic Coast Mortgage · Huntersville, NC

NMLS ID 485886 (opens in a new tab) · verify at NMLS Consumer Access

Char-Lee Smith (NMLS 485886) is Sr. Loan Officer at Atlantic Coast Mortgage, based in Huntersville, NC. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 35 years of experience.

Last verified . Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: atlanticcoastmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

North Carolina, Virginia

Lender-reported: NC, VA are listed on the lender page, not yet checked with the state regulator.

Contact

Employment history

  1. Atlantic Coast Mortgage NMLS 643114

    Current · Huntersville, NC · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Sr. Loan Officer with 35 years in the mortgage industry. Specializes in first-time homebuyers, new construction, down payment assistance, and VA loans for military personnel in North Carolina and Virginia.

Our summary of the lender page. Verified 2026-10-09.

Serves
North Carolina and Virginia
Source (opens in a new tab), verified 2026-10-09
Community
Supports Brenner's Foundation, helping motivate and inspire individuals and corporations to support veterans and homeless shelters
Source (opens in a new tab), verified 2026-10-09
Credentials
Top Women Originators, Scotsman Guide (2022); Top Originator, Scotsman Guide (2022); Top Mortgage Professional, Washingtonian Magazine (2022); Top Producers, National Mortgage News (2022); Top 200 Mor
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Char-Lee Smith (NMLS 485886), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/char-lee-smith-485886, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.