Christopher Garceau

UMortgage LLC

NMLS ID 1900090 (opens in a new tab) · verify at NMLS Consumer Access

Christopher Garceau (NMLS 1900090) is a mortgage loan officer at UMortgage LLC, licensed in Oregon since 2019 and in Florida, Connecticut, Delaware and 5 more states.

Last verified . Sources: UMortgage LLC (dfr.oregon.gov), Florida state regulator, Connecticut state regulator, Delaware state regulator, Missouri state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Christopher licensed in Florida?
Yes. Florida regulator records list license LO143287 as active, first effective December 8, 2025 (verified 2026-10-15). LenDb has 8 other states on file for Christopher.
Source: Florida state regulator (opens in a new tab)
What lender does Christopher work for?
UMortgage LLC, company NMLS 1457759, per the lender's own site (verified 2026-10-20).
Source: lender site (opens in a new tab)
How long has Christopher been licensed?
The earliest state license record LenDb holds for Christopher is from November 19, 2019 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Connecticut, Delaware, Missouri, Iowa, Oregon, Wisconsin, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143287, first effective 2025-12-08), CT (opens in a new tab) (LO-1900090), DE (opens in a new tab), MO (opens in a new tab), IA (opens in a new tab) (54086, first effective 2025-03-27), OR (opens in a new tab) (1900090, first effective 2019-11-19), WI (opens in a new tab) (1900090, first effective 2026-05-04), IL (opens in a new tab) (31.0089638, first effective 2025-04-14), NV (opens in a new tab) (NMLO-179036, first effective 2026-07-10), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. UMortgage LLC NMLS 1457759

      Current · seen on lender site 2026-10-20

    2. NEXA Mortgage NMLS 1660690

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfr.oregon.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Christopher Garceau (NMLS 1900090), UMortgage LLC. LenDb.ai, https://lendb.ai/lo/christopher-garceau-1900090, last verified 2026-10-31.

    Is this you? Claim it free.

    Email us from the work address your lender's website lists for you. We check it against that listing and reply, then you can add specialties, a bio and languages.

    Email
    claim@lendb.ai
    Subject:
    Claim NMLS 1900090
    Open email to claim

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.

    Find me on LenDb badge for your website

    Paste this on your website or in your email signature. It links to this profile, and switches to "Verified on LenDb" once the profile is claimed.

    <a href="https://lendb.ai/lo/christopher-garceau-1900090" title="Christopher Garceau, NMLS 1900090, on LenDb"><img src="https://lendb.ai/badge/1900090.svg" alt="Christopher Garceau, NMLS 1900090, on LenDb" width="190" height="40" loading="lazy" /></a>