Christopher Scartz
NMLS ID 813662 (opens in a new tab) · verify at NMLS Consumer Access
Christopher Scartz (NMLS 813662) is a mortgage loan officer at SayGo Home Loans, LLC, licensed in California since 2016 and in Florida, Oregon, Massachusetts and Illinois. Christopher works at an FHA-approved lender, per HUD.
Last verified . Sources: SayGo Home Loans, LLC (dfpi.ca.gov), Florida state regulator, New York state regulator, Oregon state regulator, California state regulator, Massachusetts state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 13, 2016 (California), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Christopher licensed in Florida?
- Yes. Florida regulator records list license LO33458 as active, first effective January 19, 2016 (verified 2026-10-15). LenDb has 4 other states on file for Christopher.
- Source: Florida state regulator (opens in a new tab)
- What lender does Christopher work for, and is it FHA-approved?
- SayGo Home Loans, LLC, company NMLS 2525432, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Christopher been licensed?
- The earliest state license record LenDb holds for Christopher is from January 13, 2016 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Oregon, California, Massachusetts, Illinois
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO33458, first effective 2016-01-19), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DBO813662, first effective 2016-01-13), MA (opens in a new tab) (MLO813662), IL (opens in a new tab) (31.0085617, first effective 2024-06-14), verified 2026-10-15.
Regulator records not active: NY (expired), WY (inactive), NV (inactive).
Contact
No public business contact on file.
We never see who you contact.
Employment history
SayGo Home Loans, LLC NMLS 2525432
Current · seen on lender site 2026-10-23
Guaranteed Rate (Rate) NMLS 2611
Current · seen on lender site 2026-10-20
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-23 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Christopher Scartz (NMLS 813662), SayGo Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/christopher-scartz-813662, last verified 2026-10-28.
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