Clayton S Sheffrey
Mortgage Loan Officer at First Citizens Bank · San Diego, CA
NMLS ID 643155 (opens in a new tab) · verify at NMLS Consumer Access
Clayton S Sheffrey (NMLS 643155) is Mortgage Loan Officer at First Citizens Bank, based in San Diego, CA. Lists California on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Down payment assistance, Jumbo loan and Physician and medical professional. States 25 years of experience.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- First-time buyerlender page
- Down payment assistancelender page
- Jumbo loanlender page
- Physician and medical professionallender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · San Diego, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Clayton has 25 years of real estate and mortgage industry experience. His passion is helping first-time homebuyers navigate the home purchase process by breaking down complexities into manageable steps.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Orange County, Riverside County, San Diego County
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Clayton S Sheffrey (NMLS 643155), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/clayton-s-sheffrey-643155, last verified 2026-10-09.
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