Clemente Espinoza

Paramount Residential Mortgage Group

NMLS ID 1287938 (opens in a new tab) · verify at NMLS Consumer Access

Clemente Espinoza (NMLS 1287938) is a mortgage loan officer at Paramount Residential Mortgage Group, licensed in Florida, Texas, Arkansas and 3 more states. Clemente works at an FHA-approved lender, per HUD.

Last verified . Sources: Paramount Residential Mortgage Group (idfpr.illinois.gov), Florida state regulator, Texas state regulator, Arkansas state regulator, Oregon state regulator, California state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Clemente licensed in Florida?
Yes. Florida regulator records list license LO114236 as active, first effective October 12, 2022 (verified 2026-10-15). LenDb has 5 other states on file for Clemente.
Source: Florida state regulator (opens in a new tab)
What lender does Clemente work for, and is it FHA-approved?
Paramount Residential Mortgage Group, company NMLS 75243, per the lender's own site (verified 2026-10-28). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Clemente been licensed?
The earliest state license record LenDb holds for Clemente is from January 24, 2019 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Arkansas, Oregon, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO114236, first effective 2022-10-12), TX (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), IL (opens in a new tab) (31.0078484, first effective 2022-06-14), NV (opens in a new tab) (NMLO-1185649, first effective 2022-08-24), verified 2026-10-15.

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Paramount Residential Mortgage Group NMLS 75243

      Current · seen on lender site 2026-10-28

    2. NEXA Mortgage NMLS 1660690

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Clemente Espinoza (NMLS 1287938), Paramount Residential Mortgage Group. LenDb.ai, https://lendb.ai/lo/clemente-espinoza-1287938, last verified 2026-10-31.

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