Craig O'Neil, photo from United American Mortgage Corporation

Craig O'Neil

Senior Loan Officer at United American Mortgage Corporation · Costa Mesa, CA

NMLS ID 858644 (opens in a new tab) · verify at NMLS Consumer Access

Craig O'Neil, NMLS 858644, works as a Senior Loan Officer at United American Mortgage Corporation in Costa Mesa, California and is licensed in Florida since 2024 and in Texas and California.

Last verified . Sources: United American Mortgage Corporation (uamco.com), Florida state regulator, Texas state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Craig licensed in California?
Yes. California regulator records list license 01858739 as active (verified 2026-10-24). LenDb has 3 other states on file for Craig.
Source: California state regulator (opens in a new tab)
What lender does Craig work for?
United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Craig been licensed?
The earliest state license record LenDb holds for Craig is from February 1, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Idaho

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO125847, first effective 2024-02-01), TX (opens in a new tab), CA DRE (opens in a new tab) (01858739), verified 2026-10-15.

    Lender-reported: ID is listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. United American Mortgage Corporation NMLS 1942

      Current · Costa Mesa, CA · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · uamco.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dre.ca.gov (opens in a new tab)verified 2026-10-24
    Licensed stateslender site · uamco.com (opens in a new tab)verified 2026-10-15
    Contactlender site · uamco.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · uamco.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Craig O'Neil (NMLS 858644), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/craig-o-neil-858644, last verified 2026-10-24.

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