Cristian Toaca, photo from NFM Lending

Cristian Toaca

Senior Loan Originator at NFM Lending · Lynnwood, WA

NMLS ID 2009951 (opens in a new tab) · verify at NMLS Consumer Access

Cristian Toaca (NMLS 2009951) is Senior Loan Originator at NFM Lending, based in Lynnwood, WA. Licensed in Florida, confirmed with the state regulator (license LO91388). Also lists Alaska, Alabama, Arizona, California, Colorado, Georgia, Idaho, Illinois and 13 more on the lender page (not yet checked with the state regulator). Earliest state license record: July 15, 2021 (Florida), per state regulator.

Last verified . Sources: NFM Lending (nfmlending.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Alaska, Alabama, Arizona, California, Colorado, Georgia, Idaho, Illinois, Kentucky, Missouri, Montana, North Carolina, Nebraska, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Washington

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO91388, first effective 2021-07-15), verified 2026-10-09.

    Lender-reported: AK, AL, AZ, CA, CO, GA, ID, IL, KY, MO, MT, NC, NE, OH, OK, OR, SC, SD, TN, TX, WA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. NFM Lending NMLS 2893

      Current · Lynnwood, WA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · nfmlending.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · nfmlending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · nfmlending.com (opens in a new tab)verified 2026-10-09
    Photolender site · nfmlending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Cristian Toaca (NMLS 2009951), NFM Lending. LenDb.ai, https://lendb.ai/lo/cristian-toaca-2009951, last verified 2026-10-09.

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