Cristine Orzel
Mortgage Loan Officer at Loan Factory
NMLS ID 98183 (opens in a new tab) · verify at NMLS Consumer Access
Cristine Orzel (NMLS 98183) is Mortgage Loan Officer at Loan Factory. Licensed in Colorado, confirmed with the state regulator (license 100016362). Also lists Arizona on the lender page (not yet checked with the state regulator). Speaks German and English. Licensed since 2007 (per Colorado records). States 38 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2007 (per Colorado records)
- 38 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- German
- English
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: CO (opens in a new tab) (100016362, since 2007), verified 2026-10-09.
Lender-reported: AZ is listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Cristine brings over 38 years of real estate experience and serves clients in Arizona and Colorado. As a military family member with international background, she specializes in first-time buyers, existing homeowners, and refinances.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Cristine Orzel (NMLS 98183), Loan Factory. LenDb.ai, https://lendb.ai/lo/cristine-orzel-98183, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.