Darrell Gargala

Loan Officer at Xpert Home Lending

NMLS ID 853705 (opens in a new tab) · verify at NMLS Consumer Access

Darrell Gargala (NMLS 853705) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California and Oklahoma on the lender page (not yet checked with the state regulator). Licensed since 2016 (per Colorado records).

Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Colorado, California, Oklahoma

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO122904, since 2023), CO (opens in a new tab) (100501266, since 2016), verified 2026-10-09.

    Lender-reported: CA, OK are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

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    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Darrell Gargala (NMLS 853705), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/darrell-gargala-853705, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.