David Frees
NMLS ID 1898593 (opens in a new tab) · verify at NMLS Consumer Access
David Frees (NMLS 1898593) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Florida since 2026 and in Missouri, Arkansas, Oregon and 2 more states.
Last verified . Sources: E Mortgage Capital, Inc. (securities.arkansas.gov), Florida state regulator, Missouri state regulator, Arkansas state regulator, Oregon state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 27, 2026 (Florida), per state regulator
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is David licensed in Florida?
- Yes. Florida regulator records list license LO144467 as active, first effective January 27, 2026 (verified 2026-10-15). LenDb has 5 other states on file for David.
- Source: Florida state regulator (opens in a new tab)
- What lender does David work for?
- E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-20).
- Source: lender site (opens in a new tab)
- How long has David been licensed?
- The earliest state license record LenDb holds for David is from January 27, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Missouri, Arkansas, Oregon, California, Maryland
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144467, first effective 2026-01-27), MO (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI1898593, first effective 2026-03-05), MD (opens in a new tab), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Contact
No public business contact on file.
We never see who you contact.
Employment history
E Mortgage Capital, Inc. NMLS 1416824
Current · seen on lender site 2026-10-20
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · securities.arkansas.gov (opens in a new tab) | verified 2026-10-20 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: David Frees (NMLS 1898593), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/david-frees-1898593, last verified 2026-10-26.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.