Derek McGowan

NEXA Mortgage · Kansas City, MO

NMLS ID 1478470 (opens in a new tab) · verify at NMLS Consumer Access

Derek McGowan, NMLS 1478470, works as a mortgage loan officer at NEXA Mortgage in Kansas City, Missouri and is licensed in California since 2021 and in Florida, Texas, Connecticut and 10 more states.

Last verified . Sources: NEXA Mortgage (sml.texas.gov), Florida state regulator, Texas state regulator, Connecticut state regulator, Louisiana state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Derek licensed in Missouri?
Yes. Missouri regulator records list a license as active (verified 2026-10-19). LenDb has 13 other states on file for Derek.
Source: Missouri state regulator (opens in a new tab)
What lender does Derek work for?
NEXA Mortgage, company NMLS 1660690, from the Kansas City, MO office, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Derek been licensed?
The earliest state license record LenDb holds for Derek is from May 13, 2021 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage, USDA loan and VA loan. Programs NEXA Mortgage offers (verified 2026-10-08). Lender-level: not confirmed as Derek's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO89318, first effective 2021-06-11), TX (opens in a new tab), CT (opens in a new tab) (LO-1478470), LA (opens in a new tab), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (48367, first effective 2022-03-28), OR (opens in a new tab), WI (opens in a new tab) (1478470, first effective 2023-06-13), CA DFPI (opens in a new tab) (CA-DFPI1478470, first effective 2021-05-13), MD (opens in a new tab), IL (opens in a new tab) (31.0073463, first effective 2021-11-23), NV (opens in a new tab) (NMLO-906824, first effective 2023-07-10), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. NEXA Mortgage NMLS 1660690

      Current · Kansas City, MO · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Lender programsmanual · nexamortgage.com (opens in a new tab)verified 2026-10-08
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Derek McGowan (NMLS 1478470), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/derek-mcgowan-1478470, last verified 2026-10-31.

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