Desmond Ladd, photo from Total Mortgage Services

Desmond Ladd

Mortgage Banker at Total Mortgage Services · Milford, CT

NMLS ID 103696 (opens in a new tab) · verify at NMLS Consumer Access

Desmond Ladd (NMLS 103696) is Mortgage Banker at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO54826). Earliest state license record: July 13, 2018 (Florida), per state regulator.

Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO54826, first effective 2018-07-13), verified 2026-10-09.

    Contact

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    Employment history

    1. Total Mortgage Services NMLS 2764

      Current · Milford, CT · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Contactlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Desmond Ladd (NMLS 103696), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/desmond-ladd-103696, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.