Enrique Pelayo Jr, photo from Loan Factory

Enrique Pelayo Jr

Mortgage Loan Officer at Loan Factory

NMLS ID 131435 (opens in a new tab) · verify at NMLS Consumer Access

Enrique Pelayo Jr (NMLS 131435) is Mortgage Loan Officer at Loan Factory. Lists Idaho, Indiana and Washington on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Licensed since 2021 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Idaho, Indiana, Washington

    Lender-reported: ID, IN, WA are listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Enrique Pelayo Jr has been helping homebuyers since 2005 and works with conventional, FHA, VA, jumbo loans, HELOCs and investment properties.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 2005
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Enrique Pelayo Jr (NMLS 131435), Loan Factory. LenDb.ai, https://lendb.ai/lo/enrique-pelayo-jr-131435, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.