Erica Toriello
Mortgage Loan Officer at Loan Factory
NMLS ID 2806060 (opens in a new tab) · verify at NMLS Consumer Access
Erica Toriello (NMLS 2806060) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO146411). Also lists Louisiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: April 1, 2026 (Florida), per state regulator. States 15 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 1, 2026 (Florida), per state regulator
- 15 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146411, first effective 2026-04-01), verified 2026-10-09.
Lender-reported: LA is listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Erica brings over 15 years of experience in affordable housing and community lending, focusing on first-time buyers and underserved communities. They prioritize transparent, client-centered mortgage processes with an emphasis on stability and homeownership accessibility.
Our summary of the lender page. Verified 2026-10-09.
- Community
- worked with underserved communities, single parents, and first-time homebuyers
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Erica Toriello (NMLS 2806060), Loan Factory. LenDb.ai, https://lendb.ai/lo/erica-toriello-2806060, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.