Ernest Choi
Mortgage Loan Originator at U.S. Bank · Owensboro, KY
NMLS ID 88527 (opens in a new tab) · verify at NMLS Consumer Access
Ernest Choi (NMLS 88527) is Mortgage Loan Originator at U.S. Bank, based in Owensboro, KY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC.
Last verified . Sources: U.S. Bank (mortgage.usbank.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: mortgage.usbank.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
U.S. Bank NMLS 402761
Current · Owensboro, KY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ernest assists with refinancing goals including lowering payments, shortening terms, switching to fixed rates, and cash-out HELOCs.
Our summary of the lender page. Verified 2026-10-09.
- Also
- Specializes in refinancing assistance including rate switching, payment reduction, loan term shortening, and cash-out HELOCs
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ernest Choi (NMLS 88527), U.S. Bank. LenDb.ai, https://lendb.ai/lo/ernest-choi-88527, last verified 2026-10-09.
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