Francisco Santos

West Capital Lending, Inc.

NMLS ID 2589451 (opens in a new tab) · verify at NMLS Consumer Access

Francisco Santos (NMLS 2589451) is a mortgage loan officer at West Capital Lending, Inc., licensed in California since 2024 and in Texas.

Last verified . Sources: West Capital Lending, Inc. (sml.texas.gov), Texas state regulator, California state regulator and NMLS Consumer Access (license status, check live). Licensed as Francisco Gutierrez De Los Santos (California regulator).

Quick answers

Is Francisco licensed in Texas?
Yes. Texas regulator records list a license as active, first effective November 25, 2025 (verified 2026-10-13). LenDb has 1 other state on file for Francisco.
Source: Texas state regulator (opens in a new tab)
What lender does Francisco work for?
West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Francisco been licensed?
The earliest state license record LenDb holds for Francisco is from September 26, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, California

    ✓ Confirmed with the state regulator: TX (opens in a new tab), CA DRE (opens in a new tab) (02225037), verified 2026-10-13.

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Francisco Santos (NMLS 2589451), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/francisco-santos-2589451, last verified 2026-10-24.

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