Hong Pham (NMLS 2049762) is a mortgage loan officer at Wonder Rates, Inc., licensed in California since 2020 and in Texas.
Last verified . Sources: Wonder Rates, Inc. (sml.texas.gov), Texas state regulator, California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 30, 2020 (California), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Hong licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective March 16, 2022 (verified 2026-10-13). LenDb has 1 other state on file for Hong.
- Source: Texas state regulator (opens in a new tab)
- What lender does Hong work for?
- Wonder Rates, Inc., company NMLS 1518655, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has Hong been licensed?
- The earliest state license record LenDb holds for Hong is from December 30, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2049762, first effective 2020-12-30), verified 2026-10-13.
Contact
No public business contact on file.
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Employment history
Wonder Rates, Inc. NMLS 1518655
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Hong Pham (NMLS 2049762), Wonder Rates, Inc.. LenDb.ai, https://lendb.ai/lo/hong-pham-2049762, last verified 2026-10-24.
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