Horacio Carreon

Federal First Lending LLC

NMLS ID 2640179 (opens in a new tab) · verify at NMLS Consumer Access

Horacio Carreon (NMLS 2640179) is a mortgage loan officer at Federal First Lending LLC, licensed in Florida since 2025 and in Texas, Oregon, California and Nevada.

Last verified . Sources: Federal First Lending LLC (sml.texas.gov), Florida state regulator, Texas state regulator, Oregon state regulator, California state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Horacio licensed in Florida?
Yes. Florida regulator records list license LO139201 as active, first effective June 26, 2025 (verified 2026-10-15). LenDb has 4 other states on file for Horacio.
Source: Florida state regulator (opens in a new tab)
What lender does Horacio work for?
Federal First Lending LLC, company NMLS 2381991, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Horacio been licensed?
The earliest state license record LenDb holds for Horacio is from June 26, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Oregon, California, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO139201, first effective 2025-06-26), TX (opens in a new tab), OR (opens in a new tab) (1693248, first effective 2025-12-05), CA DFPI (opens in a new tab) (CA-DFPI2640179, first effective 2025-07-14), NV (opens in a new tab) (NMLO-130699, first effective 2025-07-23), verified 2026-10-15.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Federal First Lending LLC NMLS 2381991

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Horacio Carreon (NMLS 2640179), Federal First Lending LLC. LenDb.ai, https://lendb.ai/lo/horacio-carreon-2640179, last verified 2026-10-31.

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