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J Scott Brown, photo from Loan Factory

J Scott Brown

Mortgage Loan Officer at Loan Factory

NMLS ID 813832 (opens in a new tab) · verify at NMLS Consumer Access

J Scott Brown (NMLS 813832) is Mortgage Loan Officer at Loan Factory. Lists Arizona and California on the lender page (not yet checked with the state regulator). States 28 years of experience.

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Arizona, California

    Lender-reported: AZ, CA are listed on the lender page, not yet checked with the state regulator.

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Since 1998, Brown has specialized in 'Lifestyle Lending'—a mortgage strategy focused on reducing total borrowing costs, increasing cash flow, and building long-term wealth. Brown emphasizes strategic home equity management over lowest-rate positioning, particularly for retirees and those approaching major life transitions.

    Our summary of the lender page. Verified 2026-10-09.

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: J Scott Brown (NMLS 813832), Loan Factory. LenDb.ai, https://lendb.ai/lo/j-scott-brown-813832, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.