James Barnett, photo from Bank Five Nine

James Barnett

Mortgage Lender at Bank Five Nine

NMLS ID 272971 (opens in a new tab) · verify at NMLS Consumer Access

James Barnett (NMLS 272971) is a Mortgage Lender at Bank Five Nine. James's lender page shows a focus on construction loan, VA loan and HELOC.

Last verified . Sources: Bank Five Nine (bankfivenine.com), Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is James licensed?
James works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does James do construction loans?
James's profile lists construction loan as a focus (from their lender profile page). It also lists VA loan and HELOC.
Source: lender page (opens in a new tab)
What lender does James work for?
Bank Five Nine, company NMLS 410817, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How long has James been licensed?
The earliest state license record LenDb holds for James is from June 30, 2005 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. James states 34 years of experience.
Source: Wisconsin state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: bankfivenine.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Regulator records not active: WI (expired).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Bank Five Nine NMLS 410817

    Current · seen on lender site 2026-10-26

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves
Wisconsin and 44 other states
Source (opens in a new tab), verified 2026-10-26
Community
youth ministry
Source (opens in a new tab), verified 2026-10-26

Sources

Name and employerlender site · bankfivenine.com (opens in a new tab)verified 2026-10-26
Licenses (regulator)state regulator · dfi.wi.gov (opens in a new tab)verified 2026-10-21
Specialtieslender site · bankfivenine.com (opens in a new tab)verified 2026-10-26
Contactlender site · bankfivenine.com (opens in a new tab)verified 2026-10-26
Photolender site · bankfivenine.com (opens in a new tab)verified 2026-10-26
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: James Barnett (NMLS 272971), Bank Five Nine. LenDb.ai, https://lendb.ai/lo/james-barnett-272971, last verified 2026-10-26.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.