James F. Gaudiosi

SVP | Sales Manager, Sr. Loan Officer at Atlantic Coast Mortgage · Fairfax, VA

NMLS ID 474088 (opens in a new tab) · verify at NMLS Consumer Access

James F. Gaudiosi (NMLS 474088) is SVP | Sales Manager, Sr. Loan Officer at Atlantic Coast Mortgage, based in Fairfax, VA. Lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, FHA loan, Renovation loan (203k / HomeStyle) and VA loan. States 23 years of experience.

Last verified 2026-10-09. Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com) and NMLS Consumer Access (license status, check live).

23 years experience (stated)
3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Where we saw these: atlanticcoastmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

District of Columbia, Maryland, Virginia

Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Atlantic Coast Mortgage NMLS 643114
Current · Fairfax, VA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

James brings over 23 years of mortgage origination experience in the DC Metro Area. His expertise covers conventional, FHA, 203k, VA, VHDA, construction-to-permanent, and creative financing.

Our summary of the lender page. Verified 2026-10-09.

Serves: DC Metro Area; Source (opens in a new tab), verified 2026-10-09
Credentials: Scotsman Guide Top Originators 2021-2025; Source (opens in a new tab), verified 2026-10-09
Credentials: Washingtonian Magazine Elite Producer 2020-2024; Source (opens in a new tab), verified 2026-10-09
Credentials: Washingtonian Magazine Best Mortgage Professional 2021, 2025; Source (opens in a new tab), verified 2026-10-09
Credentials: President's Club Atlantic Coast Mortgage 2020-2024; Source (opens in a new tab), verified 2026-10-09
Credentials: Experience.com Top Performers TOP 1% 2021; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: James F. Gaudiosi (NMLS 474088), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/james-f-gaudiosi-474088, last verified 2026-10-09.

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