Jim Kluegel, photo from Guaranteed Rate Affinity, LLC

Jim Kluegel

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Lake Mary, FL

NMLS ID 276785 (opens in a new tab) · verify at NMLS Consumer Access

Jim Kluegel (NMLS 276785) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Lake Mary, FL. Licensed in Florida, confirmed with the state regulator (license LO1229). Earliest state license record: January 8, 2011 (Florida), per state regulator.

Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

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    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO1229, first effective 2011-01-08), verified 2026-10-15.

    Contact

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    Employment history

    1. Guaranteed Rate Affinity, LLC NMLS 1598647

      Current · Lake Mary, FL · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Based in Metro Orlando, Jim serves borrowers throughout Florida with purchase and refinance mortgages. Jim is a UCF graduate who enjoys golf, the beach, and playing music.

    Our summary of the lender page. Verified 2026-10-15.

    Education
    UCF graduate
    Source (opens in a new tab), verified 2026-10-15
    Serves
    Florida
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-15
    Summarylender site · grarate.com (opens in a new tab)verified 2026-10-15
    Contactlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Photolender site · grarate.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jim Kluegel (NMLS 276785), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/james-kluegel-276785, last verified 2026-10-15.

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