James McNiff Jr, photo from Total Mortgage Services

James McNiff Jr

VP of Mortgage Lending at Total Mortgage Services · Shelton, CT

NMLS ID 13292 (opens in a new tab) · verify at NMLS Consumer Access

James McNiff Jr (NMLS 13292) is VP of Mortgage Lending at Total Mortgage Services, based in Shelton, CT. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Earliest state license record: February 2, 2011 (Florida), per state regulator. States 14 years of experience.

Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Colorado, Pennsylvania

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO2059, first effective 2011-02-02), CO (opens in a new tab) (100038538, first effective 2012-02-22), PA (opens in a new tab) (30775), verified 2026-10-09.

    Contact

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    Employment history

    1. Total Mortgage Services NMLS 2764

      Current · Shelton, CT · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    James has 14 years of mortgage lending experience in Southern Connecticut. He's closed over $500 million in loans, with nearly 80% from repeat customers and referrals, and has been named Loan Officer of the Year 6 times.

    Our summary of the lender page. Verified 2026-10-09.

    Credentials
    Loan Officer of the Year 6 times
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    5-star rating on Zillow
    Source (opens in a new tab), verified 2026-10-09
    Education
    Bachelor's degree in Finance from Catholic University of America
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Southern Connecticut; serves borrowers across the country
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
    Summarylender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: James McNiff Jr (NMLS 13292), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/james-mcniff-13292, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.