
James McNiff Jr
VP of Mortgage Lending at Total Mortgage Services · Shelton, CT
NMLS ID 13292 (opens in a new tab) · verify at NMLS Consumer Access
James McNiff Jr (NMLS 13292) is VP of Mortgage Lending at Total Mortgage Services, based in Shelton, CT. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Earliest state license record: February 2, 2011 (Florida), per state regulator. States 14 years of experience.
Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 2, 2011 (Florida), per state regulator
- 14 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO2059, first effective 2011-02-02), CO (opens in a new tab) (100038538, first effective 2012-02-22), PA (opens in a new tab) (30775), verified 2026-10-09.
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Employment history
Total Mortgage Services NMLS 2764
Current · Shelton, CT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
James has 14 years of mortgage lending experience in Southern Connecticut. He's closed over $500 million in loans, with nearly 80% from repeat customers and referrals, and has been named Loan Officer of the Year 6 times.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor's degree in Finance from Catholic University of America
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Southern Connecticut; serves borrowers across the country
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: James McNiff Jr (NMLS 13292), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/james-mcniff-13292, last verified 2026-10-09.
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