Jeannette Torres-Smith

Mortgage Specialist at BMO Bank · Elgin, IL

NMLS ID 1726349 (opens in a new tab) · verify at NMLS Consumer Access

Jeannette Torres-Smith (NMLS 1726349) is Mortgage Specialist at BMO Bank, based in Elgin, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks English and Spanish.

Last verified . Sources: BMO Bank (usmortgagebanker.bmo.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    View profile at BMO Bank (opens in a new tab)

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    Employment history

    1. BMO Bank NMLS 401052

      Current · Elgin, IL · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experienced mortgage lender focused on CRA programs and first-time homebuyer down payment assistance. Guided countless customers through mortgages with a passion for problem-solving.

    Our summary of the lender page. Verified 2026-10-09.

    Sources

    Name and employerlender site · usmortgagebanker.bmo.com (opens in a new tab)verified 2026-10-09
    Languageslender site · usmortgagebanker.bmo.com (opens in a new tab)verified 2026-10-09
    Summarylender site · usmortgagebanker.bmo.com (opens in a new tab)verified 2026-10-09
    Contactlender site · usmortgagebanker.bmo.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jeannette Torres-Smith (NMLS 1726349), BMO Bank. LenDb.ai, https://lendb.ai/lo/jeannette-torres-smith-1726349, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.