Jeff Smalley
Mortgage Loan Officer at Loan Factory
NMLS ID 166461 (opens in a new tab) · verify at NMLS Consumer Access
Jeff Smalley (NMLS 166461) is Mortgage Loan Officer at Loan Factory. Lists Georgia on the lender page (not yet checked with the state regulator). Earliest state license record: June 21, 2022 (Florida), per state regulator. States 26 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 21, 2022 (Florida), per state regulator
- 26 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jeff Smalley has 26 years in the mortgage industry, having originated over 1,800 residential first and second mortgage loans with a 99% closing rate. He specializes in FHA 203(b) and 203(k), VA, USDA RD, FNMA, FHLMC, and jumbo loans, with expertise in loan file documentation and client communication throughout the process.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Originated over 1,800 residential first and second mortgage loans with 99% closing rate
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jeff Smalley (NMLS 166461), Loan Factory. LenDb.ai, https://lendb.ai/lo/jeffrey-smalley-166461, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.