Jessica Smith
Mortgage Loan Officer at Loan Factory
NMLS ID 853649 (opens in a new tab) · verify at NMLS Consumer Access
Jessica Smith (NMLS 853649) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO115788). Also lists Georgia, Oregon and Texas on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Georgia, Oregon, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO115788, since 2022), verified 2026-10-09.
Lender-reported: GA, OR, TX are listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Over 20 years as mortgage underwriter with expertise in loan structuring to reduce conditions and stress. Passionate about helping borrowers through informed, confident homeownership.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jessica Smith (NMLS 853649), Loan Factory. LenDb.ai, https://lendb.ai/lo/jessica-smith-853649, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.