Morgan Garrett
NMLS ID 2753681 (opens in a new tab) · verify at NMLS Consumer Access
Morgan Garrett (NMLS 2753681) is a mortgage loan officer at Utopia Mortgage LLC, licensed in Texas since 2025 and in Arkansas.
Last verified . Sources: Utopia Mortgage LLC (morgan.utopiamortgage.net), Texas state regulator, Arkansas state regulator and NMLS Consumer Access (license status, check live). Licensed as John Garrett (Arkansas and Texas regulators).
- Earliest state license record: September 19, 2025 (Texas), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Morgan licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective September 19, 2025 (verified 2026-10-13). LenDb has 1 other state on file for Morgan.
- Source: Texas state regulator (opens in a new tab)
- What lender does Morgan work for?
- Utopia Mortgage LLC, company NMLS 2421702, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Morgan been licensed?
- The earliest state license record LenDb holds for Morgan is from September 19, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
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Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), AR (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Utopia Mortgage LLC NMLS 2421702
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · morgan.utopiamortgage.net (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · securities.arkansas.gov (opens in a new tab) | verified 2026-10-20 |
| Contact | lender site · morgan.utopiamortgage.net (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Morgan Garrett (NMLS 2753681), Utopia Mortgage LLC. LenDb.ai, https://lendb.ai/lo/john-garrett-2753681, last verified 2026-10-20.
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