John Otto
Mortgage Loan Officer at Loan Factory
NMLS ID 318997 (opens in a new tab) · verify at NMLS Consumer Access
John Otto (NMLS 318997) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO70729). Licensed since 2020 (per Florida records). States 18 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 18 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO70729, since 2020), verified 2026-10-09.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
John Otto has over 18 years of experience in residential and commercial real estate and mortgage financing. He works with first-time homebuyers and experienced investors.
Our summary of the lender page. Verified 2026-10-09.
- Role
- residential and commercial real estate and mortgage financing professional
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: John Otto (NMLS 318997), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-otto-318997, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.