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Johnson Cheam, photo from Loan Factory

Johnson Cheam

Mortgage Loan Originator at Loan Factory · California

NMLS ID 2826725 (opens in a new tab) · verify at NMLS Consumer Access

Johnson Cheam (NMLS 2826725) is Mortgage Loan Originator at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator).

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California

    Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Johnson Cheam is a Mortgage Loan Originator serving Northern California borrowers with a systems-driven approach to financing. He combines competitive financing options with transparent communication for first-time homebuyers, refinance clients, and real estate partners.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Northern California
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Johnson Cheam (NMLS 2826725), Loan Factory. LenDb.ai, https://lendb.ai/lo/johnson-cheam-2826725, last verified 2026-10-09.

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    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.