Joni Kepler, photo from Eagle Bank and Trust Company

Joni Kepler

SVP/Branch Manager at Eagle Bank and Trust Company · Idaho Falls, ID

NMLS ID 419444 (opens in a new tab) · verify at NMLS Consumer Access

Based in Idaho Falls, Idaho, Joni Kepler (NMLS 419444) is a mortgage loan officer at Eagle Bank and Trust Company.

Last verified . Sources: Eagle Bank and Trust Company (eaglebank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Joni licensed?
Joni works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Joni work for?
Eagle Bank and Trust Company, company NMLS 410317, from the Idaho Falls, ID office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How much experience does Joni have?
Joni states 35 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Employment history

    1. Eagle Bank and Trust Company NMLS 410317

      Current · Idaho Falls, ID · seen on lender site 2026-10-16

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Credentials
    Number 1 Mortgage Originator for 8 of the last 10 years
    Source (opens in a new tab), verified 2026-10-16

    Sources

    Name and employerlender site · eaglebank.com (opens in a new tab)verified 2026-10-16
    Contactlender site · eaglebank.com (opens in a new tab)verified 2026-10-16
    Photolender site · eaglebank.com (opens in a new tab)verified 2026-10-16
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joni Kepler (NMLS 419444), Eagle Bank and Trust Company. LenDb.ai, https://lendb.ai/lo/joni-kepler-419444, last verified 2026-10-16.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.