Joon Cho (NMLS 847903) is a mortgage loan officer at NEXA Mortgage, licensed in Texas since 2011 and in Florida, Louisiana, Missouri and 4 more states.
Last verified . Sources: NEXA Mortgage (sml.texas.gov), Florida state regulator, Texas state regulator, New York state regulator, Louisiana state regulator, Missouri state regulator, Arkansas state regulator, Oregon state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 13, 2011 (Texas), per state regulator
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Joon licensed in Florida?
- Yes. Florida regulator records list license LO13604 as active, first effective February 17, 2012 (verified 2026-10-15). LenDb has 7 other states on file for Joon.
- Source: Florida state regulator (opens in a new tab)
- What lender does Joon work for?
- NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has Joon been licensed?
- The earliest state license record LenDb holds for Joon is from December 13, 2011 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage, USDA loan and VA loan. Programs NEXA Mortgage offers (verified 2026-10-08). Lender-level: not confirmed as Joon's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Louisiana, Missouri, Arkansas, Oregon, California, Maryland
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO13604, first effective 2012-02-17), TX (opens in a new tab), LA (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DOC847903, first effective 2013-03-08), MD (opens in a new tab), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Regulator records not active: NY (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
NEXA Mortgage NMLS 1660690
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Lender programs | manual · nexamortgage.com (opens in a new tab) | verified 2026-10-08 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joon Cho (NMLS 847903), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/joon-cho-847903, last verified 2026-10-26.
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