Jose Ramos
Senior Mortgage Banker at Lendwise Mortgage, Inc. · Woodland Hills, CA
NMLS ID 251607 (opens in a new tab) · verify at NMLS Consumer Access
Based in Woodland Hills, California, Jose Ramos (NMLS 251607) is a Senior Mortgage Banker at Lendwise Mortgage, Inc., licensed in Texas since 2012. Jose's focus, from their own profile, includes ITIN borrower, jumbo loan and first-time buyer, and Jose works at an FHA-approved lender, per HUD.
Last verified . Sources: Lendwise Mortgage, Inc. (lendwisemtg.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 2, 2012 (Texas), per state regulator
- 19 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jose licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective August 2, 2012 (verified 2026-10-13).
- Source: Texas state regulator (opens in a new tab)
- Does Jose list ITIN borrower as a focus?
- Jose's profile lists ITIN borrower as a focus (from their lender profile page). It also lists jumbo loan, first-time buyer and reverse mortgage.
- Source: lender page (opens in a new tab)
- What lender does Jose work for, and is it FHA-approved?
- Lendwise Mortgage, Inc., company NMLS 2702455, from the Woodland Hills, CA office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Jose been licensed?
- The earliest state license record LenDb holds for Jose is from August 2, 2012 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jose states 19 years of experience.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
- Focus: ITIN borrower(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
Where we saw these: lendwisemtg.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Lendwise Mortgage, Inc. NMLS 2702455
Current · Woodland Hills, CA · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Also
- most business comes from repeat clients and referrals
- Source (opens in a new tab), verified 2026-10-26
Sources
| Name and employer | state regulator · lendwisemtg.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Specialties | lender site · lendwisemtg.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · lendwisemtg.com (opens in a new tab) | verified 2026-10-26 |
| Photo | state regulator · lendwisemtg.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jose Ramos (NMLS 251607), Lendwise Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/jose-ramos-251607, last verified 2026-10-26.
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