Joe Spell
Retail Producing Area Manager Rec at Envoy Mortgage · Charlotte, NC
NMLS ID 1482413 (opens in a new tab) · verify at NMLS Consumer Access
Joe Spell (NMLS 1482413) is Retail Producing Area Manager Rec at Envoy Mortgage, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO143688). Also lists Georgia and North Carolina on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records).
Last verified . Sources: Envoy Mortgage (envoymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, Georgia, North Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143688, since 2025), verified 2026-10-09.
Lender-reported: GA, NC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Envoy Mortgage NMLS 6666
Current · Charlotte, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joe Spell is a dedicated mortgage professional committed to providing a hassle-free mortgage experience through breakthrough technology, transparent communication, and dedicated attention throughout the loan process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joe Spell (NMLS 1482413), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-spell-1482413, last verified 2026-10-09.
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